FREE FORECLOSURE REVIEW:

Edit Template

Foreclosure Timeline & AB 2424

California Foreclosure Timeline and AB 2424: Why Time Matters

California’s nonjudicial foreclosure process follows specific stages and timelines. Understanding where you are in the process can help you determine how urgent your situation is and which options may still be available to protect your home and equity.

AB2424: List it. Deliver it. Verify it. Use a qualifying California-licensed broker and public marketing
when required. Deliver the required documentation within the applicable deadline and method.
Never assume the sale has been postponed confirm the trustee’s updated sale information.

Foreclosure Stages

The Stages of Foreclosure in California

NOTICE OF DEFAULT

  • The foreclosure process has formally advanced to the next stage.
  • The situation has become more time-sensitive and requires attention.
  • It is important to understand the current status of the foreclosure.
  • Review available options carefully to determine the most appropriate next steps.

NOTICE OF TRUSTEE SALE

  • An auction date may now be scheduled as the foreclosure process moves forward.
  • Time to review available options and take action may be limited.
  • Staying informed about updates is essential to avoid missing critical deadlines.
  • Important deadlines may be approaching quickly.

BEFORE AUCTION

  • There may still be options available depending on your specific situation.
  • Explore possibilities to cure the default or modify the existing loan terms.
  • Selling the property or seeking a postponement may be worth considering.
  • Legal or bankruptcy relief may be available.

Foreclosure Stages

The Stages of Foreclosure in California

NOTICE OF DEFAULT

The foreclosure process has formally advanced. This is a critical time to review options.

NOTICE OF TRUSTEE SALE

An auction date may now be scheduled. Deadlines become more urgent.

BEFORE AUCTION

Depending on the facts, there may still be options to cure, modify, sell, postpone, or seek legal/bankruptcy relief.

What Is AB 2424? More Time to Complete a Qualifying Sale

California AB 2424 may provide additional time for certain qualifying residential properties when a homeowner is actively pursuing a sale and the statutory requirements are met. Eligibility is fact-specific, and a listing by itself does not guarantee a postponement.

If Your Sale Date Is Close

Please do not wait because you feel embarrassed, uncertain, or overwhelmed. The earlier you reach out, the more time there may be to understand your options and decide on the best next step before an important deadline passes. Depending on your situation, that may mean exploring ways to keep your home, protecting your equity through a sale, or considering another solution outlined in our How We Help section.

Know your sale date?
Let’s review it together.

Protecting Homes. Preserving Equity.

Helping California homeowners understand their options when facing mortgage hardship and foreclosure.

Service Area

Los Angeles, Orange, Riverside, San Diego, San Bernardino , Santa Barbara, Ventura, Imperial, Sacramento, Santa Clara,San Francisco, San Luis Obispo, Fresno County

© 2026 Foreclosure Defense Partners. CA DRE License #02049822. All rights reserved.